Our Loan Originators

Tracy Axton

Sr. Vice President – Real Estate

Fred T. Ruff

Branch President & EVP

Shelly K. Bristol

Sr Vice President

Jerry Runta

Sr. Vice President – Commercial Real Estate & Builder Loans

Jeff Morford

Sr Vice President

Laura Meraz

Assistant Vice President

  • Contact
  • (970) 542-9975
  • l.meraz@fmsbank.com
  • NMLS #424214
  • FMS Bank NMLS #409493
  • Se Habla Español