Put your money where
your phone is.

Add your FMS Bank card to your mobile wallet.

Convenient • Contactless • Secure

Download Our App

Make doing your banking the easiest thing on your To-Do list. Get the FMS Bank app today on the Apple or Google Play stores.

Easy Breezy

Windmill Simple Checking

Home Loan Services

A bank to call home

When it comes to home loans, you deserve a partner that empowers your homebuying process every step of the way. We offer conventional, FHA, VA and USDA loans, reverse mortgages, and fixed or variable interest rates—all with direct access to a local expert to help make your dream home a reality.

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Checking Accounts

Checking solutions that check every box

No matter if it’s for yourself, your family or your business, we’re proud to offer checking solutions that offer something for everyone. Our personalized checking accounts come standard with benefits that accommodate wherever you may be on your financial journey.

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Business Loans

Business Lending powered by “Yes”

One size doesn’t fit all when it comes to financing a business, that’s why we work with you face-to-face and neighbor-to-neighbor to meet you where you are and, more importantly, provide the resources to get you where you want to go.

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Security & Identity Protection

Your security is our priority

Your identity is yours alone, and we’ll help make sure it stays that way. Our security solutions and recovery tools are available to all personal checking customers, helping keep your finances secure for today, tomorrow and beyond.

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As a community bank, we’re locals first. Find out how we’re lending a hand and giving back to our surrounding communities.

How we're helping ›


Right from the start, we equip you with the educational resources you need to make the right choices when it comes to your assets.

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From online bill pay to mobile account management, we put banking at your fingertips with a suite of convenient electronic services.

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