Conventional & Jumbo Loans
First home? Dream home? FMS Bank offers fixed- or variable-rate home loans with terms up to 30 years. Turn to us for a range of refinancing options too.
Home Equity Loans
You’ve worked hard to build equity in your home. Use a home equity loan to for home improvements or other needs or consider a Home Equity Line of Credit (HELOC).
FHA, VA & USDA Loans
Government-backed loans can help you realize your dream of ownership. You’re in the right place. FMS Bank knows the ins and outs of FHA, VA and USDA loans.
We’re here for you at every stage in life. If you’re a homeowner who’s 62 or over, you can convert part of your home equity into cash, while staying in your home.
Buying a multi-family dwelling? Looking to buy a lot now to build your dream home later? Ready to build that dream home? Specialty Loans can be used for many purposes, with tailored financing.
Neighbors helping neighbors
Meet our loan originators. Our experienced team takes the hassle out of home buying, with fast turnarounds since everything is processed under one roof.