We specialize in saying yes to specialty loans
As a community bank, we get to know you, and your particular needs. And when it comes to lending, we understand that every situation is different. That’s where specialty loans come in.
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Specialty Loans
Not every home loan is your typical 30-year fixed-rate mortgage. At FMS Bank, we have experience with all types of specialty loans, including:
- Fix and flip Buying a property with the intent of remodeling and reselling it? A specialty loan is the first tool you’ll need.
- Lot purchase Buy a parcel of land now, and build your dream home later. Let FMS Bank help your dream come true.
- Non-warrantable condo loans We can lend you money to buy a property that is not eligible to be sold to Freddie Mac or Fannie Mae.
- Multi-family dwelling Looking to finance a duplex or apartment building? Turn to FMS Bank. Also see our commercial real estate loans.
- Self-employed borrowers At FMS Bank, you merit the same yes-focused attitude as W-2 employees. We work hard to make sure your creditworthiness is fully recognized.