Conventional Loans
We take an unconventional approach to conventional home loans. We do everything we can to get to yes.
- Primary or secondary residences, or rental property
- Up to 30-year terms
- Fixed- or variable-interest rates
- Quick decisions, made locally
- Loan processing under one roof
Home Refinancing
Interest rates in your favor? Take advantage of low rates and refinance – even consider a cash-out refinance.
- Primary or secondary residences, or rental property
- Save with a lower monthly payment or shorter loan term
- With sufficient equity, a cash-out refinance makes cash available for home improvements or other needs
- Up to 30-year terms
- Fixed- or variable-interest rates
- Quick decisions, made locally
- Loan processing under one roof
Jumbo Loans
If the home you want has a bigger price tag, you want a partner who knows jumbo
loans. Rely on FMS Bank.
- Primary or secondary residences, or rental property
- Purchase prices that fall outside Fannie Mae or Freddie Mac guidelines
(which differ by county) - Up to 30-year terms
- Fixed- or variable-interest rates