Specialty Loans

As a community bank, we get to know you, and your particular needs. And when it comes to
lending, we understand that every situation is different. That’s where specialty loans come in.

Specialty Loans

Not every home loan is your typical 30-year fixed-rate mortgage. At FMS Bank, we have experience with all types of specialty loans, including:

  • Fix and flip Buying a property with the intent of remodeling and reselling it? A specialty loan is the first tool you’ll need.
  • Lot purchase Buy a parcel of land now, and build your dream home later. Let FMS Bank help your dream come true.
  • Non-warrantable condo loans We can lend you money to buy a property that is not eligible to be sold to Freddie Mac or Fannie Mae.
  • Multi-family dwelling Looking to finance a duplex or apartment building? Turn to FMS Bank. Also see our commercial real estate loans.
  • Self-employed borrowers At FMS Bank, you merit the same yes-focused attitude as W-2 employees. We work hard to make sure your creditworthiness is fully recognized.