Checking & Savings

Business checking and savings accounts that check all the boxes.

We get it – your business liquidity is your lifeblood. That’s why our business checking and savings accounts include the features you need now, as well as the features you may need in the future.

Manage your day-to-day operations with one of two tailored business checking accounts:

Small Business Checking

Run a small business? Our Small Business Checking account offers big advantages.

  • Perfect for businesses with low-to-moderate account activity.
  • Just $100 to open an account.
  • Free debit card for added convenience.
  • Save time with remote deposit capture.
  • Simply maintain a $1,000 average daily balance, and there’s no $10 monthly service charge.
  • $.15 per item in excess of 100 deposited items and 100 debited items per statement cycle.

Business Savings

If your business needs a cash reserve with the ability to earn interest, you need our Business Savings account.

  • Just $100 to open an account.
  • Variable interest rate, paid quarterly.
  • Simply maintain a $300 average minimum daily balance to avoid a quarterly service charge of $3.00.
  • Up to six debit transactions (withdrawal, auto-transfer or payment out of this account) per quarter without a service fee, and just $1.25 per transaction after that.

Business Checking

As your business grows, your needs change. Standard Business Checking has you covered.

  • Ideal for businesses with moderate-to-high account activity.
  • Worry-free: unlimited transactions each month.
  • Free debit card for added convenience.
  • Save time with remote deposit capture.
  • Competitive transaction fees:
    • Items Paid On Account – $0.15/item
    • Items Deposited (on us) – $0.05/item
    • Items Deposited (local) – $0.12/item
    • Items Deposited out of Fed District – $0.12/item
    • $10 monthly maintenance charge.

*Note: Earnings credit is calculated on average collected balance and offsets maintenance charges and analysis fees.