Checking

Checking account options that check every box.

We’re proud to offer a range of checking accounts, each with benefits that accommodate wherever you may be on your financial journey.

Windmill Simple Checking

Our most popular checking account with the option to earn interest.

Minimum Balance

$0 minimum blance, $100 to open account

Fees

No

Statements

Electronic

Earns Interest

Yes*

* Earn an interest rate on your account balance up to $25,000.00 by meeting these cost-saving requirements every statement cycle:
› 12 Visa debit card transactions posted per statement cycle
› 1 Direct deposit or 1 direct withdrawal posted per statement cycle

Golden Checking

A checking account designed for customers aged 55 and above.

Minimum Balance

$0 minimum blance, $100 to open account

Fees

No

Statements

Paper and Electronic

Earns Interest

Yes*

* No interest paid on balances

NOW Account

An interest-earning checking account for those who maintain higher balances.

Minimum Balance

$0 minimum blance, $1,000 to open account

Fees

$10 service charge if balance falls below minimum

Statements

Paper and Electronic

Earns Interest

Yes*

* Interest earned on account balances of any amount

Health Savings Account (HSA)

An interest-earning checking account to be used exclusively for out-of-pocket medical expenses associated.

Minimum Balance

$100 to open account, must be enrolled in a High Deductible Health Plan to qualify.

Fees

No

Statements

Paper and Electronic

Earns Interest

Yes*

* Interest earned on account balances of any amount

Additional account features include

  • Drive-up banking (open early & late)
  • Secure night depository
  • Safe deposit box
  • Online & mobile banking
  • Free bill pay
  • Debit card on/off switch via app
  • Identity theft protection & prevention services
  • Free electronic statements
  • Free instant-issue VISA chip debit cards including up to four foreign ATM fees refunded each statement cycle