How to Detect Skimming Devices

At FMS Bank, we’re not just Partners in Your Success but Partners in Your Financial Security. We want to make sure that you’re protected from credit card skimmers.

Credit card skimmers are illicit devices attached to card readers, such as those at ATMs or gas pumps, designed to secretly capture and store card information from unsuspecting users,
enabling fraudsters to steal personal and financial data. Here are our top tips for spotting and avoiding credit card skimmers:

• Any signs of tampering? Loose parts or wonky colors? Trust your gut – if something feels off, walk away.
• Privately owned ATMs are prime real estate for skimming scams.
• If the keypad feels funky or tough to tackle, it could be a scammer’s setup.
• Shield your PIN. You never know when a sneaky camera might be lurking.
• Mobile wallets like Apple Pay or Google Pay add an extra layer of security to your spending game.
• Skip the pump and pay inside. It’s a few extra steps, but it beats getting scammed.
• Stick to well-lit, high-traffic areas when making transactions.
• Keep tabs on your accounts. Any funny business? Report it pronto.
• Sign up for fraud alerts and keep those scammers on their toes.

Remember, when it comes to your money, trust your instincts. If something smells fishy or feels off, don’t ignore it – report it. Together, we can put credit card skimmers out of business and
keep your hard-earned cash right where it belongs – in your pocket.