Money Tips
 

Turns out you can put a price on love.

According to the FBI, victims of romance scams lost over $600 million last year. So how can you tell the difference between dating and defrauding, and what can you do to protect yourself? We’re here to help. As friends, of course. Speed Dating vs. Too Speedy Dating Relationships take time to progress. They don’t go from, “Nice to meet you” to “Add me to your financial accounts” in a matter of weeks. If someone is moving too fast or you feel pressured, it should raise some red flags. At the very least, you’ve got to ask yourself if you really…

 

Give Some Thought To Holiday Spending.

The most wonderful time of the year can also be the most expensive. Here are some easy tips so you don’t end up in a hole after the holidays.   The best way to avoid spending more than you planned is to actually have a plan. Set a total budget. Then make a gift list and check it twice. (Santa knew what he was doing.) Start with the people who are definitely getting something under the tree, then add to the list only if there’s room in your budget. Not all holiday expenses are gifts. Food, decorations, travel, babysitting (for those inevitable holiday parties)—they all go up at this…

 

We Can’t Stress This Enough.

Your finances can cause stress. Everyone pretty much knows that, right? Well, now we know that stress can actually affect your financial health. You heard that right. Stress can cause everything from binge spending to running up late charges because you’re avoiding your bills. So, what can you do about it? For starters, don’t start stressing out. We’ve put together a few tips on dealing with stress that can help keep you—and your bank account—healthy.  Recognize The Signs You could be suffering from stress and not even know it. Insomnia, feeling overwhelmed, lack of appetite, fatigue, trouble focusing—they’re all signs that stress is affecting your life. So…

 

Your golden years. And how much gold you’ll need to enjoy them.

How you spend your retirement depends a lot on how you’ve spent the years leading up to it. For National Retirement Security Week, FMS Bank has a few tips on some simple steps you can take to make the most out of yours. Can’t wait to retire? Don’t wait to plan for it. It’s never too early to start planning for retirement. One of your first steps is to have a savings goal, and there are a number of tools to help you calculate how much you’ll need. Once you see the finish line, figure out the best way to…