Money Tips
 

Give Some Thought To Holiday Spending.

The most wonderful time of the year can also be the most expensive. Here are some easy tips so you don’t end up in a hole after the holidays.   The best way to avoid spending more than you planned is to actually have a plan. Set a total budget. Then make a gift list and check it twice. (Santa knew what he was doing.) Start with the people who are definitely getting something under the tree, then add to the list only if there’s room in your budget. Not all holiday expenses are gifts. Food, decorations, travel, babysitting (for those inevitable holiday parties)—they all go up at this…

 

We Can’t Stress This Enough.

Your finances can cause stress. Everyone pretty much knows that, right? Well, now we know that stress can actually affect your financial health. You heard that right. Stress can cause everything from binge spending to running up late charges because you’re avoiding your bills. So, what can you do about it? For starters, don’t start stressing out. We’ve put together a few tips on dealing with stress that can help keep you—and your bank account—healthy.  Recognize The Signs You could be suffering from stress and not even know it. Insomnia, feeling overwhelmed, lack of appetite, fatigue, trouble focusing—they’re all signs that stress is affecting your life. So…

 

Your golden years. And how much gold you’ll need to enjoy them.

How you spend your retirement depends a lot on how you’ve spent the years leading up to it. For National Retirement Security Week, FMS Bank has a few tips on some simple steps you can take to make the most out of yours. Can’t wait to retire? Don’t wait to plan for it. It’s never too early to start planning for retirement. One of your first steps is to have a savings goal, and there are a number of tools to help you calculate how much you’ll need. Once you see the finish line, figure out the best way to…

 

Money and Kids: Tips Worth Saving

We all know the cliché of the 20-something child living in their parents’ basement because they don’t have the money to move out. Fortunately, this is 100% preventable! The trick is to start teaching your kids about money—and how to save and handle it—early. Here are some useful tips. Start A Saving Habit Teach your kids to save. It doesn’t have to be every single nickel, just a portion of their allowance or money they’ve earned. And make it visual: a good old-fashioned glass jar or, better yet, a minor savings account where they can check the balance and see it…