Checking

Checking account options that check every box.

We’re proud to offer a range of checking accounts, each with benefits that accommodate wherever you may be on your financial journey.

Windmill Simple Checking

Our most popular checking account with the option to earn interest.

Minimum Balance

$100 to open account, no minimum balance required to avoid service charge

Fees

$5 Print Statement Fee (if receiving print statements)

Statements

Print and Electronic

Earns Interest

Yes*

* Earn an interest rate on your account balance up to $25,000.00 by meeting these cost-saving requirements every statement cycle:
>12 Visa debit transactions posted per statement cycle.
>Set up one direct deposit transaction or ACH debit transaction to post per statement cycle.
>Must receive statement via E-Statement.

Golden Checking

A checking account designed for customers aged 55 and above.

Minimum Balance

$100 to open account, no minimum balance required to avoid service charge.

Fees

No

Statements

Print and Electronic

Earns Interest

No*

* No interest paid on balances

NOW Account

An interest-earning checking account for those who maintain higher balances.

Minimum Balance

$1,000 to open account

Fees

$10 service charge if balance falls below minimum

$5 Print Statement Fee (if receiving print statements)

Statements

Print and Electronic

Earns Interest

Yes*

* Interest earned on account balances of any amount

Health Savings Account (HSA)

An interest-earning checking account to be used exclusively for out-of-pocket medical expenses.

Minimum Balance

$100 to open account, must be enrolled in a High Deductible Health Plan to qualify.

Fees

$5 Print Statement Fee (if receiving print statements)

Statements

Print and Electronic

Earns Interest

Yes*

* Interest earned on account balances of any amount

Additional account features include

  • Drive-up banking (open early & late)
  • Secure night depository
  • Safe deposit box
  • Online & mobile banking
  • Free bill pay
  • Debit card on/off switch via app
  • Identity theft protection & prevention services
  • Free electronic statements
  • Instant-issue VISA chip debit cards including up to four foreign ATM fees refunded each statement cycle