Windmill Simple Checking
Our most popular checking account with the option to earn interest.
Minimum Balance
$0 minimum blance, $100 to open account
Fees
No
Statements
Electronic
Earns Interest
Yes*
* Earn an interest rate on your account balance up to $25,000.00 by meeting these cost-saving requirements every statement cycle:
› 12 Visa debit card transactions posted per statement cycle
› 1 Direct deposit or 1 direct withdrawal posted per statement cycle
Golden Checking
A checking account designed for customers aged 55 and above.
Minimum Balance
$0 minimum blance, $100 to open account
Fees
No
Statements
Paper and Electronic
Earns Interest
Yes*
* No interest paid on balances
NOW Account
An interest-earning checking account for those who maintain higher balances.
Minimum Balance
$0 minimum blance, $1,000 to open account
Fees
$10 service charge if balance falls below minimum
Statements
Paper and Electronic
Earns Interest
Yes*
* Interest earned on account balances of any amount
Health Savings Account (HSA)
An interest-earning checking account to be used exclusively for out-of-pocket medical expenses associated.
Minimum Balance
$100 to open account, must be enrolled in a High Deductible Health Plan to qualify.
Fees
No
Statements
Paper and Electronic
Earns Interest
Yes*
* Interest earned on account balances of any amount
Additional account features include
- Drive-up banking (open early & late)
- Secure night depository
- Safe deposit box
- Online & mobile banking
- Free bill pay
- Debit card on/off switch via app
- Identity theft protection & prevention services
- Free electronic statements
- Free instant-issue VISA chip debit cards including up to four foreign ATM fees refunded each statement cycle