Our Loan Originators

Fred T. Ruff

Branch President & EVP

Shelly K. Bristol

Sr Vice President

Tracy Axton

Sr. Vice President – Real Estate

Jeff Morford

Sr Vice President

  • Contact
  • (970) 542-9989
  • NMLS #474099
  • FMS Bank NMLS #409493

Krista Roberts

Loan Originator

  • Contact
  • NMLS #745624
  • FMS Bank NMLS #409493