Retirement & Investing

Individual Retirement Accounts (IRAs)

FMS offers both Traditional and Roth IRAs to customers looking for retirement savings solutions. Earnings are tax-deferred on Traditional IRAs and tax-free on Roth IRAs—and our local financial experts are more than happy to help you find the right plan to meet your goals for retirement.

Certificates of Deposit (CDs)

Earn higher interest rates and manage your liquidity using these savings options.

Contact us for opening balance requirements, length of terms and rates earned on these accounts.