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Your golden years. And how much gold you’ll need to enjoy them.

How you spend your retirement depends a lot on how you’ve spent the years leading up to it. For National Retirement Security Week, FMS Bank has a few tips on some simple steps you can take to make the most out of yours. Can’t wait to retire? Don’t wait to plan for it. It’s never too early to start planning for retirement. One of your first steps is to have a savings goal, and there are a number of tools to help you calculate how much you’ll need. Once you see the finish line, figure out the best way to…

 

Money and Kids: Tips Worth Saving

We all know the cliché of the 20-something child living in their parents’ basement because they don’t have the money to move out. Fortunately, this is 100% preventable! The trick is to start teaching your kids about money—and how to save and handle it—early. Here are some useful tips. Start A Saving Habit Teach your kids to save. It doesn’t have to be every single nickel, just a portion of their allowance or money they’ve earned. And make it visual: a good old-fashioned glass jar or, better yet, a minor savings account where they can check the balance and see it…