Businesses turn to us because of the way we do business.

As a community bank, we’re here for local businesses. If you’re a business owner, you can rely on FMS Bank for a wide range of banking needs. And you can count on the people behind those banking products. Our business bankers want to see you succeed, and local insight drives everything we do.

Checking & Savings

Your day-to-day operating funds are vital. That’s why we offer checking and savings accounts with features that fit your varied business needs.

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Small Business Loans

If you’re running a small business, you don’t just need capital. You need the experience that comes from a Preferred SBA Lender like FMS Bank.

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Commercial Real Estate

Refinancing or relocating your property? Let us lend a hand with local expertise. When it comes to commercial real estate, we’ve been around the block.

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AG Loans

Understanding this community means understanding agriculture. Turn to us for operating capital and real estate needs, including purchases and refinancing.

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Construction Loans

We’ve built a reputation by helping local builders. Rely on our deep bench experience to finance your upcoming commercial or residential properties.

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Commercial & Industrial Loans

There are as many reasons for C & I loans as there are businesses. We get to know your business so we can customize a loan package that meets your needs.

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Cash Management

We have the right answers to manage your money the right way. Learn how we take the headaches out of cash management.

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