Cash Flow is King

Author: Austin Elsey, Chief Credit Officer We’ve all heard the mantra that cash is king. But when it comes to loans, if you had the cash, you wouldn’t need a loan. So, what does a bank consider “king” when making a decision on whether they should extend a loan or not? They usually rely on […]

Say “Hello” to HELOC.

A HELOC is a Home Equity Line Of Credit. Basically, that means it’s a line of credit secured by the equity you have in your home. With home prices going up, you may have more equity than you realize. Wanna Make Something Of It? You can use a HELOC in a variety of ways, from […]