FMS Bank Announces Appointment of Andy Montgomery as Chief Executive Officer
GREELEY AND FORT MORGAN, Colo. (October. 04, 2024) – FMS Bank is pleased to announce the appointment of Andy Montgomery as its new Chief Executive Officer. After an extensive search led by Travillian, a nationally renowned executive recruiting firm, and a thorough selection process by the Board of Directors, Montgomery was chosen to lead the […]
How to Detect Skimming Devices
At FMS Bank, we’re not just Partners in Your Success but Partners in Your Financial Security. We want to make sure that you’re protected from credit card skimmers. Credit card skimmers are illicit devices attached to card readers, such as those at ATMs or gas pumps, designed to secretly capture and store card information from […]
Cash Flow is King
We’ve all heard the mantra that cash is king. But when it comes to loans, if you had the cash, you wouldn’t need a loan. So, what does a bank consider “king” when making a decision on whether they should extend a loan or not? They usually rely on something called the “5 C’s” as […]
“…if it ain’t got that swing!”
One of the most common business loan requests we get as bankers is a line of credit request. While the loan structure itself isn’t that complicated, determining exactly how much is needed can be a little more complicated. Because loan terms can be slightly different across the industry, we will consider a line of credit […]
Protecting Your Devices: Simple Steps for Everyday Technology Security
Author: Mike Justice, FMS Bank Chief Technology Officer As technology becomes more and more integrated into our daily lives, it’s important to take steps to ensure the security of our devices. From smartphones to laptops, it’s crucial to keep our personal and sensitive information safe. Here are some simple and practical tips to help you […]
This Is Worth Saving
We all know we should save money. Some of us even have something we’re saving for. But if the statistics are right, most of us aren’t doing a very good job at it. The thing is, it’s not even hard once you have a plan. And we’ve got a few simple tips to help you […]
One drawing. Two winners.
At a recent conference of, what else, independent bankers, our CEO, James Smith, won a brand new four-wheel ATV. The moment has even been preserved for history here. So, what did James do? He donated it to the Poudre Valley Learning Center. Now, you’ve got to ask yourself, “Why would James give away a sweet […]
Say “Hello” to HELOC.
A HELOC is a Home Equity Line Of Credit. Basically, that means it’s a line of credit secured by the equity you have in your home. With home prices going up, you may have more equity than you realize. Wanna Make Something Of It? You can use a HELOC in a variety of ways, from […]
Turns out you can put a price on love.
According to the FBI, victims of romance scams lost over $600 million last year. So how can you tell the difference between dating and defrauding, and what can you do to protect yourself? We’re here to help. As friends, of course. Speed Dating vs. Too Speedy Dating Relationships take time to progress. They don’t go […]
A Letter From Our CEO
To Our FMS Bank Community, What a year. Whoever thought we’d encourage people to wear masks in the bank? Or face so many unexpected challenges, both as an organization and in our communities? It was, however, a year of unexpected opportunities as well, and FMS Bank made the most of them. We set an internal […]