Home lending to build a sense of community.
We would be proud to call you neighbors. Let FMS Bank help with a range of home lending solutions, tailored to your budget and financial goals.
Conventional Loans
We take an unconventional approach to conventional home loans. We do everything we can to get to yes.
- Primary or secondary residences, or rental property
- Up to 30-year terms
- Fixed- or variable-interest rates
- Quick decisions, made locally
- Loan processing under one roof
Jumbo Loans
If the home you want has a bigger price tag, you want a partner who knows jumbo loans. Rely on FMS Bank.
- Primary or secondary residences, or rental property
- Purchase prices that fall outside Fannie Mae or Freddie Mac guidelines (which differ by county)
- Up to 30-year terms
- Fixed- or variable-interest rates
Home Refinancing
Interest rates in your favor? Take advantage of low rates and refinance – even consider a cash-out refinance.
- Primary or secondary residences, or rental property
- Save with a lower monthly payment or shorter loan term
- With sufficient equity, a cash-out refinance makes cash available for home improvements or other needs
- Up to 30-year terms
- Fixed- or variable-interest rates
- Quick decisions, made locally
- Loan processing under one roof
