Checking

Windmill Simple Checking

Our most popular checking account with the option to earn interest.

Minimum Balance

$100 to open account, no minimum balance required to avoid service charge

Fees

$5 Print Statement Fee (if receiving print statements)

Statements

Print and Electronic

Earns Interest

Yes*

* Earn an interest rate on your account balance up to $25,000.00 by meeting these cost-saving requirements every statement cycle:
>12 Mastercard® debit transactions posted per statement cycle.
>Set up one direct deposit transaction or ACH debit transaction to post per statement cycle.
>Must receive statement via E-Statement.

Golden Checking

A checking account designed for customers aged 55 and above.

Minimum Balance

$100 to open account, no minimum balance required to avoid service charge.

Fees

No

Statements

Print and Electronic

Earns Interest

No*

* No interest paid on balances

NOW Account

An interest-earning checking account for those who maintain higher balances.

Minimum Balance

$1,000 to open account

Fees

$10 service charge if balance falls below minimum

$5 Print Statement Fee (if receiving print statements)

Statements

Print and Electronic

Earns Interest

Yes*

* Interest earned on account balances of any amount

Health Savings Account (HSA)

An interest-earning checking account to be used exclusively for out-of-pocket medical expenses.

Minimum Balance

$100 to open account, must be enrolled in a High Deductible Health Plan to qualify.

Fees

$5 Print Statement Fee (if receiving print statements)

Statements

Print and Electronic

Earns Interest

Yes*

* Interest earned on account balances of any amount