Protecting Your Devices: Simple Steps for Everyday Technology Security
Author: Mike Justice, FMS Bank Chief Technology Officer As technology becomes more and more integrated into our daily lives, it's important to take steps to ensure the security of our devices. From smartphones to laptops, it's crucial to keep our personal and sensitive information safe. Here are some simple and practical tips to help you safeguard your technology: Use strong passwords and enable two-factor authentication. This adds an extra layer of security to your accounts. Keep your software and operating systems up to date. Software updates often contain security patches to fix vulnerabilities. Use antivirus software and firewalls. These tools…
This Is Worth Saving
We all know we should save money. Some of us even have something we’re saving for. But if the statistics are right, most of us aren’t doing a very good job at it. The thing is, it’s not even hard once you have a plan. And we’ve got a few simple tips to help you get started. A budget is worth its weight in gold. Saving money starts with knowing how much you can save—and that means you need a budget. Be realistic about your monthly expenses. It’s better to overestimate them. Then earmark an amount from what you have…
One drawing. Two winners.
At a recent conference of, what else, independent bankers, our CEO, James Smith, won a brand new four-wheel ATV. The moment has even been preserved for history here. So, what did James do? He donated it to the Poudre Valley Learning Center. Now, you’ve got to ask yourself, “Why would James give away a sweet new four-wheeler?” Well, we did one better: We asked him. FMS Bank: How did you win? Was it a contest of skill? Strength? Good looks? James: Fortunately, it was a drawing. I wouldn’t have done so well in those other contests. FMS Bank: Why did…
Say “Hello” to HELOC.
A HELOC is a Home Equity Line Of Credit. Basically, that means it’s a line of credit secured by the equity you have in your home. With home prices going up, you may have more equity than you realize. Wanna Make Something Of It? You can use a HELOC in a variety of ways, from making home improvements to consolidating debt to covering medical expenses. HELOCs are flexible. They also allow you to draw on your line of credit on an as-needed basis. Points Of Interest Before you take out a HELOC, you should know that many HELOCs offer variable…